We provide the rails for institutional capital to reach the informal economy with precision. Ziya’s 'Trust Logic' minimizes the cost to serve and eliminates the traditional risks of MSME lending. We invite capital partners and impact investors to leverage our validated infrastructure to drive financial resilience in Coastal Kenya.
Designed for entities building at the intersection of trade and finance. Whether you are scaling digital payments, supply chain tools, or insurance, Ziya offers the communal data layer needed to embed finance into the daily lives of micro-merchants. Let’s build the future of the informal marketplace together.