Ziya helps trusted community groups access and grow capital through a zero-interest rotating model that has supported thousands of entrepreneurs across Coastal Kenya.
Traditional lenders require collateral. Digital lenders charge high interest. Communities already have something more valuable:
Trust.
Group Leaders
Community accountability
Local support
Shared success
Let's make financial inclusion sustainable, measurable, and community-led.
Learn More“Before Ziya, I had to borrow from informal lenders at very high interest or skip stock when my fridge broke down. Now I'm in a group where we support each other. I got capital, paid it back bit by bit, and next month, I'm getting a freezer for juice sales. It's not a loan - it's us helping each other grow.”
- Rahila Mohamed
