Whether you're running a market stall, fishing business, salon, boda boda, or small shop, Ziya helps trusted community groups access the capital they need to grow together.
Traditional lenders often look at collateral or credit history. Ziya starts somewhere different. We work with existing community groups because the strongest foundation for growth is the trust members have already built with one another. When communities support each other, contribute consistently, and grow together, access to capital becomes possible without charging interest.
Each cycle strengthens both your business and your community.
As a Ziya member, you're joining a growing community designed to help entrepreneurs succeed.
Membership gives you access to opportunities that continue to expand, including:
You're never navigating your business alone. Every group is supported by local Group Leaders who help answer questions, provide guidance, and keep members moving forward together. Because when communities succeed, everyone benefits.
“Before Ziya, I had to borrow from informal lenders at very high interest or skip stock when my fridge broke down. Now I'm in a group where we support each other. I got capital, paid it back bit by bit, and next month, I'm getting a freezer for juice sales. It's not a loan - it's us helping each other grow.”
- Rahila Mohamed
Ready to grow your business?
Join a Group