We Are Not Fixing Finance. We're Replacing It.
Across Africa, 300M+ people remain excluded from systems that were never designed for them. Traditional finance ignores informal cash flows, punishes trust-based models, and criminalizes poverty with interest rates that climb past 360% APR.
At Ziya, we are building what comes after that —
A system rooted in community, powered by dignity, and driven by love.
"Ziya is an ideal partner for us as a business of social value creation. Their transparency and commitment to an economy geared to the common good reflect exactly the values that we also pursue."
- Abdi Mohammed
